I’ve been getting countless e-mails and newsletters this past week from coaches and consultants capitalizing on the downturn in the market. Their message is fear based.  “The dow is down again, it’s scary out there, layoffs are rampant!”  Then they offer a $1,995 weekend seminar on wealth building or business growth that will solve all of your problems.  These “compassionate coaches” become opportunistic vultures praying on the carcass of your fear. Give me a break! Here’s my take on it wingmen - Strap ...